Warning: Lumley insurance
Not wanting to go into any details or bore anyone … but:
- learning the hard way
- always keep your own insurance company informed about your car
- you can never be "too careful" and can never keep the insurer "too informed"
My story
- 6 months after a "top Sydney Porsche specialist no-expense spared' rebuild with a complete 'ok' warranty check, someone drives into the back of me.
- Even when it's agreed that it's a "not your fault" claim, and the insurer immediately agrees that you're not at fault, as does the witness
- the insurer may (and in my case, is) refusing to agree that insurance should fix an accident-caused oil leak
My advice
- on a regular basis (quarterly minimum)
- a quick email to your insurance company
- with photos
- showing … all is good …. car is in the condition you told them about ….e.g. no leaks ….
- also get your garage to confirm in writing at each service …. no leaks ….. and take photos … and send these regularly to the insurer
This insurer (who insures one of my cars) is being difficult
Even though they knew all about the rebuild, knows … and spoke to the specialist who performed the rebuild (with my permission) when i raised the value of the car after the rebuild (and before the accident) … and now … trying to say it's a warranty issue … which it 100% clearly is NOT
So … moral … just keep the insurers informed ….